Characteristics of the Cash Manager (Cash book)

Similar to Excel

Excel-like features and commands

• All the data you enter in the tables are always visible and close at hand.
• You work quickly because you can select, copy and paste repeating transactions on multiple cells and multiple rows.
• If you make a mistake, you can correct it by canceling or restoring operations.
• Add as many rows as you want without limits, or delete the rows you don't need.
• If you have made a mistake on a a value, an account, a VAT code, a description, you are able to correct it in a moment with the Search an Replace function.
• You don't need to enter formulas because the calculations are updated immediately and you have a contextual view (like in spreadsheets).
• Everything you see can be printed or exported to pdf or other formats.
• You can set your company logo to customize the print header.
• The columns are customizable, you can move them by position, add new ones and change their width.
• Work with the format that suits you best. 
• Colour the lines to immediately identify the transactions that you need to review or show to the accountant or that need to be completed

Table-based structure

Accounting management mainly concentrates on three tables, which are used in a similar way to the Excel spreadsheets, but which are already completely set up and programmed with everything needed to keep your accounting quickly and safely.

• Accounts table.
  You can set up all cash, customer, supplier, etc. accounts and enter the opening balances without having to manually post them in the transactions table. You can group multiple accounts together, such as the cash, the bank or the post office in the liquidity group, so you can check the updated balances instantly.
• Categories table.
  In this table you set all the categories for income and expense and; you will thus know all the details of each expense and each income and you will be able to evaluate where you spent the most or which income produced the most profit. In this table, you will immediately see all the updated balances and the columns of the incoming and outgoing movements. You know immediately how much you have spent, how much you have collected and the gain you have made.
• Transactions table.
  This is the table where you enter all your daily movements. Many functions can be used for a quick entry of data, from resuming the stored rows, to copying and pasting the same transactions, to resuming repetitive operations up to importing the movements from bank statements.

Further tables to support additional functionalities can be added.

• Budget table.
  Prepare financial budgets, with the method of income and exepenses. Complete with liquidity planning, budget and forecast income statement, projects, segments for one or more years.
• VAT codes table.
  Set the required rates and parameters to be used in the Transactions table for the automatic calculation of VAT and the reports to be presented to the tax authorities.

Quick start with our Templates

Start instantly with one of our templates, without wasting time. You can select one of those listed for your country and for the type of business you run. You can customize it to make it even more adapted for your needs.

• You have an easy start with creating a new file from a template.
• Many templates divided by country and type of user, customizable and with user documentation.
• Easy search and use models directly in the program.

Accounting setup

• Freely set the currency for your accounting, you can choose it from a list of world currencies or set freely (crypto currencies).
• Freely set an accounting period, over several years if required and not linked to the classic period from 1st January to 31st December.
• Headings and accounting data set in a single dialog, easy to display.
• Enter as many decimals as you want, from 0 to 27 (selected when the accounting) is created .
• You can change the number of accounting decimals during the year without problems.

Multi-lingual

• You are free to choose the language for your accounting when you create your file. 
• Customize the column headers as you wish.
• You can run accounting in multiple languages simultaneously.
• Prints are also customizable in multiple languages.

File and data saving

• All the data is saved in a single file, where you can easily retrieve everything without wasting time.
• A separate file is created for each year. All data refer to the year and there is no confusion.
• Give the file the name you want.
• With a single license you can manage an unlimited number of accounts.
• Data remains in your entire possession.
• Save your data to any media, computer, network, cloud or it can be emailed. You can access it, wherever you are.
• Simultaneous access by multiple users, but only one person can open the file being in edited mode.
• Make your accounting more secure by using password protection.

Plan-Execute-Control

In the same file and always with the Income & Expense method, you may also budget for future income and expense easily with the powerful Plan-Execute-Control management.

Same methodology for various purposes

• If there are imbalances in the transactions, a notification for the difference will be generated.
• Amounts are displayed in the columns in the format used by your computer, without you having to get used to other formats you are not familiar with.
  • Intuitive display of amounts, with positive entry amounts, negative exit amounts
• Reports, Journal, Account cards and other reports with one click.
  • All prints are customizable.
  • Choice of display format.
• Data protection with blockchain technology (patented method) to ensure maximum integrity of your accounting data.

Customize categories for income and expenses

• The Categories table is customizable, by entering all the categories you need.
• With the same chart of accounts you can record in accounting and also in your budget.
• You choose the identifier of the account and of the category (numeric or alpha-numeric account, up to 256 characters).
• In the Description column you can enter texts up to 256 characters.
• Enter the cash balance only the first time you use Banana Accounting. In subsequent years, the carryover is automatic.
• Balances, account movements and totals displayed at the same time and always updated.
• Adding columns for notes, grouping or amounts.
• You don't have to total the amounts in the columns, everything is automated, obtaining perfect sums and calculations.

Transactions

• You can insert a single transaction, on a single row, or compound transactions on multiple rows, when several accounts are affected.
• When you enter data, already existing texts are suggested. By one click the registration will be filled (auto-completion).
• Immediate reporting of errors and differences, with the possibility of completing them later.
• Store repetitive operations to resume them when they reappear without having to rewrite them.
• Predefined columns columns are available in all the tables and can be displayed at your choice.
• Quantity and price columns, for billing or cost control.
• Auto-numbering of documents with different numbers simultaneously.
• Documents are always at hand, by connecting the digital accounting vouchers (pdf, images) to the files, and open them with a click.
• Enter free texts of up to 256 characters and also on multiple rows.
• Colour the rows to instantly search for the transactions you need to check or correct later, or to report them to the auditor.
• Row formatting to customize the display.
• Adding columns to insert any further information. 
• Save the arrangement of the columns (views) to view the content that is most important to you.
• Contextual information about account balance, differences or errors.
• Before the periodic or year-end closings you can use the Check Accounting functions.You will be able to identify errors between the actual balances (e.g. bank balances provided by the statement, and those of the accounting). You will immediately notice the errors and can correct to have everything matched.
• Movements import:
  • Speeds up entry of transactions by importing data from digital bank statements.
  • You can import transactions in different formats provided by banks.
  • Imported rows can be edited, completed or removed.
  • It also imports invoice data or from other software.

Financial forecasting

• If you need to create a Budget, you can activate the function by adding the Budget table.
• Work without difficulty with the same Cash Manager methodology you are already used to.
• Financial forecasts complete with liquidity plan
• Budget forecasts for the Income & Expense categories.
• If you are looking at making long-term investments you can create the Automatic multi-year projection.
• Create your budget through simple transaction registrations.
• All the features available in accounting:
  • Simple transactions or transactions with more than one category
  • Budget for customers with the cost centers
  • Budget forecast for suppliers, VAT, cost and profit centers, segments (in the Categories table).
  • Quantity and prices.
• Forecast values ​​available in accounting printouts:
  • Fully customizable.
  • Forecast views by month, quarter, semester, year.
  • Compare forecast and current.
• Account card with forecast movements for the account or the categories.

Balance Sheet and Income statement

• Reports with final or Budget data or both, with indication of variations.
• Free arrangement with groups and subgroups.
• Updated results visible directly in the tables for the Cash account and the Categories .
• Customizable prints:
  • Adding your own logo.
  • Choice of columns to include.
  • Choice of sections to include.
  • Detailed or printout per groups
  • Printouts per single period.
  • Columns divided by period (month, quarter, semester, year).
  • Values from previous year.
  • Comparison prediction value.
  • Columns with subdivision by segment.
  • Added attached notes.
  • Saving composition.
• Tabular report (similar to customizable printouts, but with the data in the table).
• Export to pdf for data conservation and export to other formats for data processing.

Other accounting printouts

• Fully printable content tables or by for selection only.
• Adding your own logo to personalizing documents and prints.
• Journal.
• Account cards with account movements and groups:
  • With accounting or forecast movements.
  • By period.
  • By Account, Group, Cost Center or Segment.
  • Accounting or forecasting data.
  • Customizable column arrangements.
• Export to pdf or other formats.

Charts

• Contextual, at the foot of the table.
• Different layouts.
• Evolution for the Cash account and the Categories .
• Accounting values.
• Forecasting.
• Preceding year.
• Choice of chart type.

Further management

The program also allows you to add additional information to the transaction, allowing you to use the same data needed for VAT management, for tracking customers and suppliers, issuing invoices, generating reports for projects or business sectors and to face the various corporate and tax obligations.

VAT management

• The function can be activated at choice (when creating an accounting).
• VAT code table to indicate the different VAT rates and cases.
• All national specifications supported.
• It can also be used to manage other types of sales taxes (eg American sales tax).
• Entering the VAT code.
• VAT reversal functionality (using the VAT code preceded by the minus sign).
• VAT calculation as per net or gross.
• Automatic breakdown and registration on the indicated VAT categories.
• VAT control reports:
  • By period or complete.
  • With or without movements.
  • Optionally, with totals per rate, VAT code, account.
• National extensions for VAT reporting based on the requirements of the relative tax authorities.

Cost and profit centers

• Setting up cost centers directly in the Categories table.
• Multi-level grouping (Categories table)
• Three levels of cost and profit centers.
• Unlimited number of cost centers per level.
• Negative registration (with minus sign).
• Reports such as Enhanced Statement for the Cash account and the Income /Expenses :
  • Balance constantly updated.
  • Customizable reports.
  • Card of all movements with progressive balance.
  • Contextual chart.

Segments

• To obtain the Enhanced Statement of the Income/Expenses for one or more company sectors
• Setting up segments directly in the Categories table
• Multi-level grouping (Categories table)
• Up to 10 segment levels.
• Unlimited number of segments per level.
• Balance constantly updated.
• Reports such as Enhanced Statement for the Cash account and the Income /Expenses:
  • Customizable reports.
  • Card of all movements with progressive balance.
  • Contextual chart.
• Report for each segment.

Items table

• For invoices and with integrated warehouse or securities management.
• Linking of the items to the movements of the Transactions table.
• Automatic update of incoming and outgoing movements.
• Initial and final value.
• Adding additional columns.

Control and closure

Error reports and accounting control

• Command to check the accounts.
  The accounting is recalculated instantly, as if all operations were entered again.
• Reports any wrong settings, differences or errors.
• Each reported error is linked to a help page that explains the causes and suggests the solution.
• Checks if the account balance matches the real one (cash, bank, VAT).
• Possibility to correct.

Transaction protection

• Rows protection.
• Locking of movements entered with digital data certification technology (Bitcoin type).
• Password protection.
• Compliant with legal requirements.
• Sending data to the auditor with the certainty of the impossibility of tampering.
• Unlock movements with date.

Closing and new year

• Automatic procedure to create the new year file.
• Carryover of the balance for the cash account.
• Work can begin on the new year, even if the previous one has not been closed.
• Command to carry over the final closing balance for the cash account when the previous year has been closed.

Exporting and storing data

• Copy and paste directly to and from Excel.
• Export tables to pdf and various other formats.
• Archiving of printouts and accounting data in pdf or other formats.
• Saving the accounting file on any backup device.

Extensions and other features

Adding functionalities

• Adding new functionalities.
• Removing features that are no longer needed.
• Conversion from one accounting type to another:
  • From the Cash Manager without VAT to one with VAT
  • From the Cash Manager to the Income/Expense accounting (with or without VAT)
  • From the Cash Manager to the Double-Entry or Multi-currency accounting (with or without VAT)

Documents Table

• To store images (company logo) or text documents (for example Javascript programs).

Other additional tables

• Addition of other tables where notes or other information can be entered.
• Tables can be customized by adding columns to them.

Extensions

• Default extensions for various prints and other features.
• Quick search and installation.
• Automatic update.

Comprehensive documentation

• Each dialogue and error has its own documentation page accessible in a click.
• Constantly updated documentation.
• FAQ.
• Documentation also available in Pdf format.