In the Addresses view of the Accounts table, there are columns to manage the addresses of customers, suppliers or members.
Address data are essential in order to manage billing, reminders and to control receipts and payments.

If columns for managing address data are missing in the Accounts table, you can add them:

• Tools > Add/Remove functionalites > Add address columns in the Accounts table menu.

If IBAN column is missing, your accounting file has an old configuration and you need to convert it with the command Tools > Convert to new file...

In the Accounts table the command will add:

• The Address view which displays columns for entering address data.

To change the display or arrangement of the columns use the Setup columns command.

 The columns of the Address view

Prefix

Insert courtesy code (Mr., Mrs., Doctor or other).

First name

The name of the customer, supplier or member.

Family name

The name of the customer, supplier or member.

Organization

Enter the name of the company, of the association.

Street

The street where the customer, supplier or member resides.

Building Number

The building number of the address.

Address extra

Column to enter other address data, such as the post office box, or to enter a very large address.

Postal Code /ZIP

The postal/ZIP code.

Locality

The name of the city of the customer, supplier or member.

Country

The nation inherent in the city.

Country Code

The country code.

Language

You can define the language for each customer, supplier or member account. This allows you to view and print the documents (eg invoice) in their language.
Indicate:

• de - for German
• fr - for French
• it - for Italian
• en - for English
• es - for Spanish
• nl - for Dutch
• zh - for Chinese
• pt - for Portuguese
• ru - for Russian
   

Main phone

Landline phone number

Mobile

Mobile phone number

Fax

Fax number

Email work

email address.

www

website address of the customer, supplier, association.

Birth

The date of birth of the customer, supplier, association.

Days

Enter a number of days within which the collection and payment must take place

Limit

If a credit is made, the credit limit is indicated, or the debit limit if it is a supplier.

Bank name

The name of the customer's, supplier's or member's bank.

IBAN

IBAN number of the customer's, supplier's or member's bank.

Bank clearing

The identification code of the customer bank, supplier or member.

Introduction

Banana Accounting allows you to manage the customers both on an accrual or cash method. A detailed explanation is available at the page Accounting with accrual or cash method.

The following explains how to set up separate accounts for each customer and a group for customers, so that you can have a list of separate invoices per customer available.

In case you only have few invoices and don't want to keep a detail per customer, you may also keep one single account only to record all customer invoices. The list of invoices will thus apply for all customers and not for any single customer.

Setting up the Customers' register

• A * section (header)  (see Sections)
• A 01 section for the Customers (see Sections)
• The Customers accounts that are required (see Adding a new account). Each customer will be allocated one row in the Chart of Accounts and a his/her single account number.  Account numbers is at your discretion (see Accounts) it is however advisable to use numbers only, especially for the management of payments.
• A group where all customer accounts are totaled.
• This group, in turn, is totaled into a group present in the Assets.

Alternatively, customer accounts and/or groups can be entered directly in the assets section.

• The total for Customers will be totaled in the summary group 110A of the Sum in column.
• The same code or number used in the Sum in column (110A), must be used in the Assets Group column, in the row corresponding to the Total Customers of the Balance Sheet.
• The groups' numbering can be freely chosen (see Groups).

Recording an issued invoice

The issued invoice is registered by entering the following data in the respective columns:

• Date of the invoice and any document number
• Invoice number - It is very important to enter the invoice number in the Invoice column, because it is used to automate the various customer reports and to automatically close the customer's open invoice when recording the payment.
• Customer account in Debit and Revenue account in Credit
• The VAT code corresponding to the sale.

Recording a payment

There are two ways to record the collection of a customer invoice:

1. Manual recording of customer invoice collection.
2.  Automatic recording with data import from account statement in ISO 20022 format.

The collection of a customer invoice is recorded by entering the following data in the respective columns:

• In the Date column enter the transaction date
• In the Type column enter 11 (customer payment)
  Note: If an advance payment is to be recorded by the customer and is to appear on the invoice, the cell in the Type column must remain empty. 
• In the Invoice column enter the paid invoice number.
  • With a double-click on the cell, the program will show a list of all open invoices.
    Alternatively, you may also press the F2 button. If the F2 button doesn't work, you need to activate your customers/suppliers settings, by entering your customers register group, via the Reports menu → Customers → Settings.
  • Select the number of the paid invoice. The program will automatically enter:
    • In the Description column, the payment description
    • In the the Credit account column, the customer account number
    • In the Amount column, the invoice amount.
      If the entered amount does not include VAT and the customers are set up as cost centers, you must configure the cost centers correctly to use the amount with VAT in File and accounting properties (basic data), VAT/Sales tax tab. See also VAT amount with cost and profit centers.
• In the Debit column, you must manually enter the conra account (the bank account where the amount has been credited).

Recording a credit note

In order for the amount to be deducted from the initial invoice, the same invoice number must be used.

• If the adjustment document (for example a credit note) has a different numbering that you still need to keep available, write this reference in another column, for example Doc Original.
• Enter data for the columns Date, Doc., Original Doc, Description
• The VAT Code must be preceded by the minus sign "-" so that the VAT operation is reversed, or use a specific VAT Code for debit notes (set in the VAT Codes table).

Note: to print the credit note to be sent to the customer, it is necessary to indicate in the DocType: 12 column, see Entering a credit note.

It is possible to manage the customers/suppliers register, even when using the cash method, as with the Cost and Profit Centers.

• We advise you to use the CC3 cost center (where the accounts are preceded by a semi-colon ";") to set up the customer and supplier register
• Set up the customers group via Reports → Customers → Settings.

For all Swiss users who manage the VAT on cash received, this setup is the best to manage the VAT. This setting allows to manage VAT optimally and to know the details for customers and suppliers.

By using this setup, the cost center balances for customers and suppliers will not appear in the Balance Sheet, but you will have all data and reports for internal purposes.

 How to record when issuing an invoice

When you issue an invoice, record it as follows:

• In the Date column, enter the date of the invoice.
• In the Doc column, enter the document number if available.
• In the Invoice column, enter the invoice number.
• In the Description column, enter a description.
• In the Debit, Credit and VAT Code columns, do not enter any data.
• In the Amount column, insert the gross amount without any VAT code.
  The VAT code in the case of cash management is recorded when the invoice is collected.
• In the CC3 column, insert the CC3 account of the client without the ";" (ex. 10004).

 How to record when an invoice is paid

When you collect an invoice, record it as follows:

• In the Date column, enter the date the invoice was collected.
• In the Doc column, enter the document number if available.
• In the Invoice column, enter the invoice number collected.
• In the Description column, enter a description.
• In the Debit column, enter the bank account (or other cash account).
• In the Credit column, enter the revenue account corresponding to the invoice.
• In the Amount column, enter the gross amount.
• In the VAT Code column, enter the VAT code of the invoiced sales or service.
• In the CC3 column, enter the customer's CC3 account without the ";", with the minus sign "-" in front of the account (e.g. -10004).

In Integrated invoicing with Income/Expense accounting, with a customer ledger configured with profit centres, the option Record (+/-) cost centres as category should not be activated, as the account and category are not indicated when the invoice is issued.

More information can be found on page Clients and suppliers with VAT, using the Cash method.

 How to record a credit note with cash method

For the amount to be deducted from the initial invoice, the same invoice number must be used.

•  If the adjusting document (e.g. a credit note) has a different number, which you must still keep, write this reference in another column, e.g. Doc. Original
• Enter the data for the Date, Original Document, Description columns
• Leave the Debit and Credit columns blank
• Enter the amount and in column CC3, enter the customer's cost centre with a - sign.

N.B: In order to print the credit note to be sent to the customer, you must indicate in the column TypeDoc: 12, see Credit notes.

To activate the options in the Customers menu, you need to set the customer group via the menu Reports → Customers → Settings menu.

The functions related to customers are explained below, but also apply to those of suppliers (Reports → Suppliers → Settings). the dialogues that follow are identical for both customer and supplier functionalities.

Without the indication of the group in the settings of the Customers menu, all functions are disabled.

General

Group or account

Select the generic group or account that contains the Customers or Suppliers list. The group or the account needs to be already present in the Accounts table.

For further details on customers or suppliers settings see:

• Setting up the Customers' register and Setting up the Suppliers' register (accrual method).
• Setting up the Customers' register and Setting up the Suppliers' register (cash method).

Due date invoices (in days)

The program uses the following order of priority to calculate the invoice deadline:

• The due date if you entered it in the transaction row.
  If there are several dates for the same invoice number, the program takes into consideration the most recent one.
• If the number of days is indicated in the PaymentTermInDays column of the Accounts table, the transaction date is incremented by the number of days set.
• The date of the transaction is incremented by the days indicated in the settings dialog box.

Include transactions from previous (years)

•  If 0, the program will not display invoices from the previous year, but only the opening balances of the customer account.
•  If 1, the program will also include the invoices of the previous year in the customer card.
•  If 2 or more, the program will also include invoices from years before in the customer card.

Advanced

Link to the invoice document

You can save invoices (pdf, doc or other) and insert the link in the Link to invoice document cell. In the Transactions table, Invoice column, the program will open the document if the invoice number is indicated, allowing access to the content.

The link may contain:

• The XML name <DocInvoice> or the name of another column contained between <>. 
  If you use the  "<DocInvoice>.pdf" command and you are on the row with invoice number 100, the program will try to open the "100.pdf" file. You can also prefix the filename with the name of a directory.
• Any file name extension can be used. This extension must, however, be included in the list of file extensions considered safe (Tools- Program options-Advanced).
• It is also possible to indicate a path preceding the field name, that contains the name of the document to be opened.
• With the "c:\temp\<DocInvoice>.pdf" link and the invoice number 100, the program proceeds to open the file c:\temp\100.pdf.
• The name of the directory is relative to the directory where the file is located.

Alternative text for payment auto-completion (Payment %1)

The entry of a payment for an invoice can be facilitated by the auto-completion of the payment, which can be activated via the F2 key in the Invoice field of the Entries table.

The auto-completion completes the entry columns such as invoice number, description, amount, accounts. In the Description column, it is possible to edit the text 'Payment' followed by the description of the first line of the invoice (%1), indicating the desired text.

Invoice rounding (base currency)

Indicate the minimum amount for rounding the invoice total. For example:
0.01 rounds the invoice total to the nearest cent, 0.10 rounds to the nearest 10 cents.

If the field is empty, the invoice total in CHF is rounded to the nearest 5 cents, for other currencies rounding is to the nearest cent.

Disable auto-completion of invoice data

This option is usually deactivated when there are many entries in the accounts and the data entry is slowed down by the display of the list of open invoices in the Invoice field of the Entries table.

Disable automatic compensation of open invoices with opening balances

Automatic compensation (or settlement) refers to the process where the opening balance of the account is used to offset open invoices. When the opening balance can fully cover the amounts in the transaction table, the invoices are considered paid, and their status will be marked as "paidOpening." If the opening balance is insufficient to cover the invoices, they will remain open.

Disabling this function means that the system will no longer use the opening balance to offset open invoices. As a result, the opening balance will be displayed separately from the invoices in the invoice list.

If you wish to offset an invoice with the opening balance, regardless of the 'Disable automatic compensation' option, simply enter 'openBalance' in the invoice number field.

Opening an invoice document

• Position yourself in the Invoice column of the transaction row related to the invoice you wish to open
• Open the context menu with the right mouse button
• Select the Open Invoice Link command.

Below we will explain some very important features and settings to best manage your customers, to speed up the work and get the reports correctly.

• Displaying the Invoice column in the Transactions table
• Auto-complete of invoice data
• Extract invoice rows and Open invoice link commands
• Activating the Address columns (optional)
• Setting up the expiration date for invoices
• Setting up the Customers' parameters
   

 Displaying the Invoice column in the Transactions table

If the Invoice column is not displayed in the Transactions table, it can be activated via the Data Menu → Columns setup → Invoice Doc column.

It is very important to enter the invoice number for various program automatism that concern the processing of the various reports and the closing of the amount in the customer card when the invoice is collected.

Access the invoice saved in pdf format by clicking on the cell in the Invoice column.

 Auto-complete of invoice data

When a payment is being recorded or an issued invoice is being corrected, the program offers suggestions to complete the transaction automatically. Proceed as follows:

• Create a new transaction row and add the date and the eventual document number.
• Press the F2 key in the Invoice column :
  • The list of still open invoices will appear. If you type an invoice number or a customer number, the list will be filtered according to the entered text.
  • Select the invoice you want from the list and press Enter. The program will automatically complete the registration with the description, the debit or credit account and the amount. The data can of course also be changed manually.
• In addition to the date, it is also possible to indicate the customer account before pressing F2 to display the list of open invoices, in this case the list will be filtered with the customer account present in the transaction row.

Note

The list displayed in the Invoice column includes both the Customers' and Suppliers' invoices. A supplier's invoice may have the same number as the invoice of another supplier, because the criterion for display takes into consideration the invoice number besides the Supplier's account number. 
 

 Extract invoice rows and Open invoice link commands

The Extract invoice rows command displays the transactions for the selected invoice.
The command is available by clicking on the small blue icon at the upper right corner of the cell or with the right mouse button.

The Open Invoice link command provides the text, as defined in the Customers' settings (Reports - Customers - Settings - Advanced - Link to the Invoice document).

On the command line, you can also indicate other columns in the table using their XML name.

If the message 'File with extension considered unsafe' appears, add the extension (for example .doc) using the Tools - Program options, Advanced, File extension command.

 Activating the Address columns (optional)

It is possible to add some specific columns in the Chart of Accounts, to insert the address and other customers data:

• Choose the Tools → Add new functionalities command from the menu
• Choose the Add addresses columns in the Accounts table command
  (If you don't see this option in the list, it means that this function has already been activated).

In the Accounts table, the program will add :

• An Address view, where the added columns are made visible.
• The columns that allow the insertion of the address data and other information.
  • To display one or more of these columns, use the Columns setup command from the Data menu.
  • To create other views with only selected columns, use the Tables setup command (Data menu).

Select  Accounts table, Address view and add the required information to the customers' accounts.

 Setting up the expiry date for invoices

To set / modify invoice expiration dates, you may act on three levels, where higher priority is given to the first one. Expiration data will be displayed in the payments schedule and printed out on the invoice document.

1. level - setting the expiry date on an individual invoice

In the row of the Transactions table, where your invoice is entered, you will find an Date Exp. column when using the Due Date view. If a date is set up, it will have priority over dates set up on the 2nd or 3rd level.

2. level - setting the expiry date on an individual customer/supplier account

In order to set up an expiration date on a customer level, for example +20 days after issuance of the invoice, select the account in the Accounts table, using the Address view, go to the Days Column  (PaymentTermInDays) to set up the number of days to be used.

3. level - general setup

Expiration dates applying to all Customers/Suppliers can be set up via menu Reports → Customers → Settings.

 Setting up the Customers' parameters

• Select the Reports → Customers → Settings command
• Please indicate the group of the Chart of Accounts in which the different customers' accounts are grouped in "Group or account".
• For an explanation of the different options, go to Customers and Suppliers settings.

Displaying invoices issued to customers

Reports menu → Customers → Invoices issued to customers...

This dialog box is identical for both Customers and Suppliers functionalities.
The following explains the functions related to customers, but they also apply to suppliers.

All customers

Displays the account statement of all customers belonging to the group, as defined in the Customers and Suppliers settings.

Select a single customer

Displays the account statement for the customer selected belonging to the group defined in the Customers and Suppliers settings.

Displaying open invoices

Command: Reports → Customers → Open invoices by customer

 Invoices showing an open balance are being listed in this table.

For multi-currency accounting, if there are unposted exchange rate differences for a particular customer, an 'Adjustment exchange rate differences' line will be displayed that balances the balance in the open invoice list with the balance on the account card.

Displaying overdue invoices

Command: Reports → Customers → Open invoices by due date

In this table, invoices showing an open balance are being listed, filtered by due date.

The due date of an invoice can be set in different ways. More information can be found on the following page: Due dates and payment terms.

To view this window, it is necessary to configure customer settings.

Access the printing of the statements via the menu Reports > Customers > Print statements.

It is essential to install the Customer Statement layout for printing the statement. There are two ways:

• From the Extensions menu > Manage extensions   select the Customer Statement layout from the list of the extensions and click onto button Install. 
• From the menu Reports > Customers > Print statements > More layouts select the Customer statement layout.

Statement date

This is the date printed on the statement. It is not possible to set up a date prior to the date of the last existing transaction.

Layout

The styles allow you to change the print layout.

Export PDF

The programme displays a preview of the extracts, with the Export PDF command you can then create the file containing all extracts or PDFs for each extract.

Feature available with Banana Accounting Plus - any plan (excluding Free plan limitations)

The printing of Payment reminders is accessed from the Reports menu > Customers > Print reminders.

The program automatically creates payment reminders from past due invoices.

• In addition to the printouts, the program directly creates the transactions in the Transactions table, which are used to recreate the issued reminders history.
• These transactions show the document date and the document Type: 16-1 first reminder, 16-2 second reminder and 16-3 third reminder.

Use last payment reminders

If in the Transactions table there are reminder transactions with the indicated date, the program will suggest to print these reminders.

Create new payment reminders

For all invoices that have expired, automatic reminder transactions are created in the Transactions table, which allow the printing of reminders.

Payment reminders

The program will show the expired invoices, which you can deactivate if you do not wish to send the reminder.

Template

Two reminder templates are available, one with a logo and one without (see Logo setup)  . It is not possible to include the payment slip, insert notes and free texts.If you need the payment slip, use the Print Reminders Invoices dialogue.

Manage extensions

To update the templates with the latest ones or to add your own custom templates go to the Extensions menu.
It allows you to set the parameters of the selected style.

Customers & Suppliers Management

In order to automatically manage the invoices issued or received, we advise you to use the Customers Menu and the Suppliers Menu.

Associate an expiry date to a transaction

As an alternative to the customers and suppliers management, or for simpler checking purposes, you can also enter the payment date manually in the transaction row, in the Date Payment column.

This is an operating mode that consents simplified checkup.

With the Data menu → Columns Setup command, you should display the Date Exp. and Date Pay columns.

You should then enter the invoice expiration date in the Date Exp. column, and the invoice payment date in the Date Pay. column, when the payment is being recorded.

The due date of an invoice can be set in different ways. More information can be found on the following page: Due dates and payment terms.

Show expiry dates

With the Show expiry dates command of the Actions menu, the program displays in the Expiry dates table the transaction rows  that have a due date and no payment date.

To obtain an automatic expiration schedule (Customer and Supplier open positions), see the List of customer invoices page.

Introduction

In Banana Accounting it is possible to manage suppliers both with the accrual and cash method. A detailed explanation is available on the accounting with the accrual or cash principle page.

Below we explain how to set up the group and supplier accounts, so that you can have a separate invoice list for each supplier.

If you have few invoices and do not want to keep a detail by supplier, it is also possible to have only one account where all the invoices of the suppliers are recorded. In this case, the list of invoices will be grouped by all suppliers and not by a single supplier.

Setting up the Suppliers' register

To create the Suppliers' register, add at the end of the Chart of accounts:

• A* section (header)  (see Sections)
• A 02 section for suppliers (see Sections)
• The Suppliers' accounts that are needed (see Adding a new account). Each supplier is entered on a row of the Chart of Accounts and has its own account number. The account numbering can be freely chosen (see Accounts), however it is recommended to use only numbers, in particular for the management of payments.
• A group where all the accounts payable are totaled.
• This group is in turn totaled into a group present in the liabilities.

• The total Suppliers will be totaled in the 200A summary group of the Sum in column.
• The same code or number used for the Gr (200A), must be used in the Liabilities Group column, in the row corresponding to the Total Suppliers. The groups numbering can be freely chosen (see Groups).

Record a received invoice

 Record a payment

• Enter the transaction date
• Position yourself on the Invoice field and press the F2 key or double click on the cell.
  The list of open invoices will be displayed.
• Select the paid supplier invoice and press Enter.
  The program will complete the transaction with the Description, Debit Account and Amount fields. As long as the contra account is not entered, the program will report the difference in the transactions.

Record a credit note

The same invoice number must be used for the amount to be deducted from the initial invoice. If the adjustment document (for example a credit note) has a different numbering that you still need to keep available, write this reference in another column, for example DocOriginal.

Set up the suppliers register with the cost centers

For Swiss users who have VAT on their receipts, this setting allows you to manage VAT in an optimal way.

It is possible to manage the customers and suppliers register as cost centers (see also the Cost and Profit Centers page). A detailed explanation is available on the Accounting page on accrual or cash method.

• It is advisable to use the cost center CC3 (accounts preceded by a semicolon ";")
• The balances of the cost centers will therefore not appear in the balance sheet.

Transactions

The information is available on the Customers and suppliers page with VAT using the cash principle.

The various functions listed use the same methods as those used for clients. For further information, please refer to the relevant client pages.

View the Invoice column in the Transactions table

See Clients - Display Invoice columns.

Auto-complete

See Clients - Auto-complete.

Extract invoice rows and open invoice link commands

Vedi Clients - Extract invoice rows commands.

Activating the Address columns (optional)

See Clients - Address column setup.

Configure supplier settings

• Select the Reports → Suppliers → Settings command. 
• It is important to indicate in the "Group or account", the group of the chart of accounts where the various accounts of the suppliers are grouped.
• For explications of the different options see Customers/Suppliers settings.

Displaying invoices received

Command: Reports → Suppliers → Open invoices by supplier.
All invoices that belong to the supplier register or to an individual supplier are displayed in this table.

Displaying the open invoices

Command: Reports → Suppliers → Open supplier invoices

In this table, only invoices that have an open balance are being listed.

For multi-currency accounting, if there are unrecorded exchange rate differences for a particular supplier, an 'Adjustment exchange rate differences' line will be displayed that balances the balance in the open invoice list with the balance on the account card.

Displaying invoices by due date

Command: Reports → Suppliers → Open supplier invoices  by due date

Only invoices that have an open balance, are displayed in this table, grouped by due period.

The new Payments function allows you to create payment orders (pain.001) either from a list of transactions or by scanning the QR codes on received invoices.

The pain.001 files are XML messages that contains details of the payments to be made and that can be uploaded to the portal of the major financial institutions. Banana currently supports the Swiss payment standards (SPS).

More info Payment orders PAIN.001.

Migration to structured addresses

Prerequisites and important notes

Currently the payment functionality 

• Is available in the Dev-Channel version, so please install the latest version of Banana Accounting+ Dev Channel.
• This extension works only with the Advanced Plan, you can request a 1 month promo code from our support service.
• The extension is currently in Beta Test, please check everything and report any problem.

How to create the payment file (pain.001)

1. Open your accounting file (double entry accounting or income-expense accounting ) or download our example file Payments_2024_en.ac2
    
2. In the Accounts table, verify the presence of the Address view.
   You can add it using the menu command Tools > Add/Remove functionalities... > Add Address columns in Accounts table.
   If your Address columns are different (e.g. missing IBAN, see the documentation Address view.
    
3. The first time, install the Payment functionalities with the command Tools > Add/Remove functionalities... > Add payment functionalities
    
4. Set up the debit bank account, which will be used when creating the payment order. In the Accounts table, select the debit account and complete the following data (Address view):
   - Name, surname or company name (bank account holder)
   - IBAN (IBAN account of the bank or postal account to be debited)
   - Bank clearing (BIC code of the financial institution to be debited)
    
5. Check and update the address and payment information of your suppliers in the Accounts table (Address view).
   If you don't have a list of suppliers, please define it according to our explanation in the Suppliers section.
   If you make payments by scanning QR-Codes you don't need to setup the addresses because all information for the payment is included in the QR-Code
   
   
    
6. In the Transactions table enter the invoices of your suppliers or scan your QR-Codes
   
   
    
7. Enter and complete the payment details by clicking directly on the Payment Data column. Ensure that all transactions to be paid are completed with the payment information. 
   If the supplier list (Account ID) is empty, it is necessary to configure the Payments extension by setting up the Suppliers group. 
   See the Payment orders extension (Payment Data dialog) for guidance.
   
   
      
8. Select the command Reports > Suppliers > Create payment file
   
   
    
9. Please fill in with the name of the account holder to be debited, their corresponding IBAN, and BIC code. If you have previously entered this information in the Accounts table, it will be automatically suggested.
   If you want to display each payment separately on the bank statement, you must enable the "Individual booking" option when creating the payment order; otherwise, only the total amount will be shown on the bank statement.
   Press the "Next" button.
   
   
    
10. A summary of the payment file is displayed and you can specify where to save it. Click on Finish, you will be asked to save the payment file, which you can upload to your bank. Note: In Banana it's not possible to connect to your bank and transmit the file, you need to upload the file from your computer into the bank app or website.
    
    
     
11. After saving the payment file, a row containing the payment/file object will be inserted into the Transactions table.
    You can view the content of the XML file again by double-clicking on the Payment Data cell or by clicking on the edit icon located at the top right of the cell.
    This is a receipt, and it is no longer possible to modify the payment file or send it again.
    Warning! The payment/file objects are used to determine whether a payment has been transmitted to the bank.
    Therefore, it is recommended not to delete the rows containing these objects; otherwise, payments that have already been transmitted will continue to appear among the pending ones.
     
    
     
12. When creating a payment order in Banana, the related payment entries are not generated immediately, as the file must first be transmitted to the bank and the payment is only executed after bank confirmation.
    Once the payments have been made, it is recommended to import into Banana the ISO 20022 file provided by the bank, which contains the details of the completed payments.
    After importing the invoice payments, you can complete them by pressing F2 in the Invoice column, so that they are marked as paid in the Supplier Invoices table (menu Reports > Suppliers).

Opening a new year

The payment file (XML file) can only be created in the accounting file that contains the necessary payment data for its generation. When opening the new year, only customer and supplier invoices are carried forward, without their related payment data; therefore, it is not possible to create a payment file for invoices recorded in the accounting file of the previous year.

However, through the menu Report > Suppliers > List of payment files, you can also view the payment files from previous years, based on the Suppliers settings, by enabling the Include transactions from previous years option in the Report > Suppliers > Settings command.